Introduction
Bank recovery and resolution planning, together with resolvability and deposit insurance, is the subject of this 1-week course for bank risk, treasury and regulatory units and for supervisory and deposit-protection staff, ending with a Recovery Plan and Resolvability Action Plan for a case bank. Institutions that treat recovery plans as filing exercises discover under stress that indicators fire late, recovery options cannot be executed and insured depositors cannot be reimbursed quickly. Nominees already manage risk, funding, supervisory or deposit-insurance work and practise through a timed crisis simulation. CoreConcept Training Center delivers this bank recovery and resolution planning course.
Course Objectives
- Distinguish going-concern recovery from gone-concern resolution and locate the trigger points and responsibilities of the bank and the authority
- Build a recovery indicator framework and a recovery option catalogue, and test them against severe but plausible scenarios
- Apply bail-in, bridge bank, sale of business and asset separation tools to a failing bank and judge which suits its business model
- Identify critical functions and assess resolvability barriers, including operational continuity of shared services and contracts
- Evaluate deposit insurance coverage, ex-ante funding, risk-based premiums and payout readiness against the IADI Core Principles
- Produce a Recovery Plan and Resolvability Action Plan for a case bank and defend it in a crisis simulation
Target Audience
- Managers responsible for a bank's recovery plan, early-warning indicators and crisis governance
- Treasury and balance sheet managers responsible for funding, collateral and liquidity recovery options
- Regulatory affairs managers responsible for resolution planning data and resolvability submissions
- Supervisory and resolution unit managers responsible for reviewing recovery plans and preparing resolution strategies
- Deposit insurance managers responsible for coverage, fund management, premiums and depositor reimbursement
Course Outline
Day 1: Recovery and Resolution Foundations and Bank Failure Drivers
- FSB Key Attributes Scope for Bank Resolution Regimes
- Going-Concern Recovery Versus Gone-Concern Resolution Trigger Points
- Bank Failure Case Review Across Retail and Wholesale Models
- Recovery Plan and Resolution Plan Ownership Between Bank and Authority
- Current-State Gap Assessment of Bank Crisis Preparedness
Day 2: Recovery Plan Architecture, Indicators and Options
- Recovery Plan Structure From Governance to Communication Plan
- Recovery Indicator Framework With Early-Warning and Trigger Thresholds
- Recovery Option Catalogue for Capital, Funding and Business Disposal
- Severe but Plausible Scenario Design for Recovery Plan Testing
- Overall Recovery Capacity Calculation Across Selected Options
Day 3: Resolution Tools, Critical Functions and Resolvability
- Bail-In Mechanics and Creditor Hierarchy for Loss Absorption
- Bridge Bank, Sale of Business and Asset Separation Tools
- Critical Function Identification Using Substitutability and Impact Criteria
- Operational Continuity in Resolution for Shared Services and Contracts
- Resolvability Assessment Using Feasibility and Credibility Tests
Day 4: Deposit Insurance Schemes, Payout and Crisis Problem Cases
- IADI Core Principles Benchmark for Deposit Insurance Design
- Coverage Level Setting per Depositor and Eligible Deposit Rules
- Ex-Ante Fund Targets and Risk-Based Premium Models
- Single Customer View Files and Rapid Payout Readiness
- Depositor Run Dynamics, Temporary Stays and Cross-Border Cooperation
Day 5: Crisis Simulation and Recovery Plan Drafting
- Crisis Simulation Injects for a Case Bank Under Stress
- Recovery Indicator Breach Escalation and Option Selection Exercise
- Resolution Weekend Playbook With Bail-In and Payout Decisions
- Resolvability Barrier Log and Remediation Action Assignment
- Recovery Plan and Resolvability Action Plan Completion
Skills You Will Gain
- Recovery Indicator Calibration
- Recovery Option Sizing
- Resolution Tool Selection
- Critical Function Mapping
- Resolvability Barrier Analysis
- Deposit Insurance Fund Design
- Depositor Payout Readiness
- Crisis Escalation Management
Why Attend This Course
- Deliver a Recovery Plan and Resolvability Action Plan for a case bank to the chief risk officer, the board risk committee or the resolution unit head
- Decide when a recovery indicator breach should escalate to option execution and which option to activate first
- Prevent late escalation, unexecutable recovery options and delayed depositor reimbursement during a bank crisis
- Share indicator templates, option catalogues, critical function maps and payout checklists with risk, treasury and supervisory colleagues
Conclusion
Back at work, the participant presents the Recovery Plan and Resolvability Action Plan to the chief risk officer, treasury, the board risk committee or, for supervisory and deposit-protection staff, the resolution and payout units. They use it to approve recovery indicator thresholds, rank recovery options, assign owners for resolvability barriers and confirm payout data readiness. After the first plan test or crisis simulation, the unit should compare indicator timing, option capacity and payout readiness with the plan and revise thresholds and actions that fell short.
Frequently Asked Questions (FAQ)
What should participants know before a bank recovery and resolution planning course?
Participants should already work in bank risk, treasury, regulatory affairs, supervision, resolution or deposit insurance. A working grasp of capital and liquidity ratios is enough. An anonymised recovery indicator list or deposit data extract from their own institution helps the simulation.
How does a bank recovery and resolution planning course differ from a general banking regulation course?
A general banking regulation course spends most of its time on capital, liquidity and reporting rules. This course works only on crisis preparedness: recovery indicators and options, resolution tools, resolvability, critical functions and deposit insurance funding and payout, practised in a crisis simulation.
Why does bank recovery and resolution planning need a deposit insurance strand?
Deposit insurance decides how quickly insured depositors are reimbursed or transferred when a bank fails. Coverage, fund size and payout readiness shape which resolution tool is credible, so recovery, resolution and deposit protection planning must be tested together.
What do participants take back from the bank recovery and resolution planning course?
Each participant takes back a Recovery Plan and Resolvability Action Plan for a case bank, with an indicator framework, an option catalogue, a critical function map, a barrier remediation log and a payout readiness checklist adaptable to their own institution.
